Mutual Fund fees and loads

Loads on mutual fund investments represent typically a sales charge levied on the purchase and/or sale of mutual fund units.† In essence, a load is a type of commission and investors need to ensure they are fully aware of the costs associated with investing in mutual funds and any costs and limitations in the sale of their mutual fund units. ††Loads including no-load, front-end load, low-load, back-end load and deferred sales charges should not be confused with management fees and management expense rations.† Investors should also recognize that funds with loads do not mean that potential returns will be higher, or that potential losses will be less.†

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