Permanent Life Insurance

Permanent coverage provides insurance coverage for life regardless of how long an individual lives. This form of insurance is desired if individuals want to be guaranteed of having insurance in place when they die, no matter how old.

Permanent insurance is used frequently to cover the tax liability at death of an individual who might have capital gains tax or other taxes at death from property such as a cottage, a business that is sold or transferred, real estate, or other investments.

Permanent insurance is available as whole life insurance, universal life, and term to 100 (T-100) policies.

Permanent insurance provides individuals with a suitable solution to deal with longer term insurance needs. Individuals should always consult with experienced insurance agents. Every individual and each family has unique circumstances and needs.

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