Welcome to ratesave

Our Philosophy

RateSave Canada is dedicated to creating and protecting wealth for Canadians. We believe every financial strategy should include a financial plan, addressing a person's level of risk tolerance, life stage and desired financial goals. At the same time, no plan is complete without looking at the impact of mortgage and life insurance requirements.

We want to improve Canadian's personal and family financial decisions by providing free educational content, informative calculators, posting the best advertised GIC and mortgage rates in Canada and providing a life insurance pricing system allowing individuals to find the cheapest priced life insurance available. Our national directory of financial professionals connects people with locally-based financial professionals who can help meet the specific requirements of each person's financial plan or needs.

Investment, Insurance and Mortgage information

Look to RateSave Canada for valuable insight on investment, life insurance and mortgage products. We are a complete one-stop data and financial services destination site. Each step in a person's financial journey is addressed—from mortgages and financial investments, to building and protecting retirement nest eggs and helping ensure loved ones are adequately protected.

The top 3 reasons for making a financial plan

  1. For most Canadians the financial journey begins with the desire to buy a home, often the single most expensive purchase in one's life. A home provides a place to live and is a great opportunity for long term capital growth.
  2. Make certain other investments are meeting your financial goals, including the need for suitable retirement savings.
  3. If anyone depends on your income for daily needs or if you have major debts such as a mortgage, then you likely need life insurance. Insurance is an essential part of a financial security plan and should be considered for protecting your estate.

Check out our many free financial resources

  • A national directory of local investment, insurance, and mortgage professionals
  • Education knowledge centres on mortgages, investments and life insurance
  • Personal credit score reports
  • A listing of best GIC rates in Canada
  • A listing of best mortgage rates in Canada
  • Quick life insurance quotes from all the major life insurance companies
  • Job loss and travel insurance protection quotes
  • Check out the over 25 financial calculators, including a mortgage calculator, debt consolidation calculator, retirement planning calculator, RRIF calculator, investing calculator and various insurance calculators

Please note Rate Save Canada does not sell investment, life insurance or mortgage products, and remains fully independent from the agents listed on this website.

featured Agents

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Best Mortgage Rates

Variable Rate 2.35%
1 Year 2.29%
2 Year 2.19%
3 Year 2.24%
4 Year 2.39%
5 Year 2.39%
10 Year 3.84%

December 2, 2016

Use our mortgage calculators to find out your mortgage payments

Best GIC Rates

1 Year 1.05%
2 Year 1.35%
3 Year 1.85%
4 Year 2.00%
5 Year 2.05%
Best Insurance Rates

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